Disclaimer

 Peaceful Weekend Investing is a registered trade name of Shivendra Bhatia.  

All the content published on this blog/website/YouTube is the property of Shivendra Bhatia. All Rights Reserved.  

General Disclaimer:  

The information on this website and the resources available for download are for educational and informational purposes only. The stocks discussed in this blog/website are the research, and the authors' personal views should ‘not’ be considered as any buy, sell or advisory/recommendation.

Please do your own study or take the help of your financial advisor before investing.  

The information and opinions on this website and related products and courses are based on the best data available at the time of writing and are believed to be accurate based on the authors' best discernment.

 NOT FINANCIAL ADVICE.
 Global Investment Advice Disclaimer
 
For Australian Users:  Peaceful Weekend Investing Academy and its content are provided only for educational and informational purposes. The owner of this School is not a financial advisor and does not provide financial advice or personal investment recommendations. This material does not take into account your specific needs, investment objectives, and financial situation. It is not meant to be used as a substitute for financial or investment advice from a licensed professional. Australian users are advised to consider their own circumstances and obtain independent advice before making any financial decisions.

For Indian Users:  The content on Peaceful Weekend Investing Academy is for educational purposes only and does not constitute investment advice or a recommendation to buy or sell any stock or security. The owner of this School is not an SEBI-registered advisor. Users in India are advised to consult a certified financial advisor or SEBI-registered investment advisor before making any investment decisions to ensure compliance with local laws and regulations.
 
For U.S. Users:  The information provided by Peaceful Weekend Investing Academy is for educational purposes only. It is not intended as financial advice or a recommendation to buy or sell any security or investment. The owner of this School is not a registered investment advisor in the United States. U.S. users should consult with a qualified financial advisor before making any investment decisions to ensure that any investment is suitable for their personal financial situation and complies with local, state, and federal laws.

General Disclaimer:  Investments and trading involve risks, including the loss of principal. The Peaceful Weekend Investing Academy makes no representation regarding the suitability of any investment strategy for individual users. All users should conduct their own due diligence and make decisions based on their personal investment objectives and financial situation. By using this site, you acknowledge and agree that neither Peaceful Weekend Investing Academy nor its owner will be liable for any loss or damage caused by your reliance on information obtained through the content provided on this website.

The information on this Website and the resources available for download through it are not intended as, and shall not be understood or construed as, financial advice.

The authors of this blog are not attorneys, accountants or financial advisors, nor are they holding me out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

By Subscribing to this course or registering to this website  you agree with the following:

1.  Shivendra Bhatia does not hold an Australian Financial Services Licence (AFSL). Therefore, we cannot give individual financial advice and any financial advice as a whole, including general.

2.Shivendra Bhatia is not liable for any loss caused due to any the information provided directly or indirectly, by use of this course or my videos.

3. Shivendra Bhatia, Shivendra Bhatia's associate and the website is only for educational purposes and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice, you must first obtain a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you consider to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer subscribers questions on there query for illustration purposes only. It is impossible to give you personal advice on an educational platform as I do not know the details of your individual financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in any of my videos or documents.

4.The material and information presented in this video are for general information purposes only. The video's sole and principal purpose is to provide factual information, NOT financial advice as per the Corporations Act 2001, Section 911A(2)(ec). You should not rely on any of the information presented as a basis for making your own investment decisions. Whilst I endeavour to present correct information, I make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability or suitability of that information for your investment decisions. Any reliance you place on such material is therefore strictly at your own risk.  

5. This website is not intended to provide personalized legal, accounting, financial, or investment advice. Members are encouraged to seek the counsel of competent professionals concerning such matters as an interpretation of the law, proper accounting procedures, financial planning, and investment strategies. This website specifically disclaims any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this work.

6. By Agreeing to this survey, you have read, understand and agreed to the following: The information in this video is general information only and should not be taken as constituting professional advice. Shivendra Bhatia is not a financial adviser. You should consider seeking independent legal, financial, taxation or other advice to check how the information relates to your unique circumstances.  Shivendra Bhatia is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this video.  

 We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a financial professional to address your particular information.

The Company expressly recommends that you seek advice from a professional.  Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent financial advice from a professional who is familiar with your situation.  

NOT LEGAL ADVICE  

The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, legal advice. While we provide some supplemental and occasional trainings on legal topics taught by attorneys or legal professionals, the information contained on this Website is not a substitute for legal advice from a licensed attorney who is aware of the facts and circumstances of your individual situation.  We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with an attorney to address your particular information. The Company expressly recommends that you seek advice from an attorney prior to taking any actions.  Neither the Company nor any of its attorneys shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent legal advice from a licensed attorney who is familiar with your situation.  

NOT TAX ADVICE  The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, tax advice. The information contained on this Website is not a substitute for tax advice from a professional who is aware of the facts and circumstances of your individual situation.  We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a tax professional to address your particular information. The Company expressly recommends that you seek advice from a professional.  Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this website or for any damage you may suffer as a result of failing to seek competent tax advice from a professional who is familiar with your situation.  

Affiliate Disclosure
Some of the links on this website are affiliate links, which means that we may earn a commission if you make a purchase using the link. The price you pay when you make a purchase any material will be the same whether you use the affiliate link or go directly to the vendors website using a non-affiliate link. By using the affiliate links, you are helping and supporting me to create good content.  

Paid Advertisements

 Paid advertisements may appear on some of our publications. We does not endorse or evaluate the advertised product, service, or company, nor any of the claims made by the advertisement.  

Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online.
Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.  

What personal information do we collect from the people that visit our blog, website or app?

 When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address or other details to help you with your experience.

 When do we collect information?

We collect information from you when you register on our site, place an order, subscribe to a newsletter, fill out a form or enter information on our site.

 How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
>> To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
>> To improve our website in order to better serve you.
>> To allow us to better service you in responding to your customer service requests
. >> To administer a contest, promotion, survey or other site feature.
>> To send periodic emails regarding your order or other products and services.
>> To follow up with them after correspondence (live chat, email or phone inquiries)  

How do we protect your information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. Our hosting provider has included regular malware check .

 Do we use ‘cookies’?
We do not use cookies for tracking purposes, however we may use tracking website such as blink or ClickMagick to help us understanding traffic sources. You may visit the website to understand their terms of use. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies. If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.that make your site experience more efficient and may not function properly.  

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.  

Third-party links Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.  

Google

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en We have enabled Google AdSense on our YouTube channel  According to Privacy Disclosure, we agree to the following:  Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our homepage or as a minimum, on the first significant page after entering our website. Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above. You will be notified of any Privacy Policy changes: On our Privacy Policy Page Can change your personal information: By emailing us How does our site handle Do Not Track signals? We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.  Fair Information Practices  The Fair Information Practices Principles form the backbone of privacy law and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur: We will notify you via email Within 7 business days We will notify the users via in-site notification Within 7 business days  We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors. We collect your email address in order to: Send information, respond to inquiries, and/or other requests or questions Process orders and to send information and updates pertaining to orders. Send you additional information related to your product and/or service Market to our mailing list or continue to send emails to our clients after the original transaction has occurred. To be in accordance with our policy, we agree to the following: Not use false or misleading subjects or email addresses. Identify the message as an advertisement in some reasonable way. Include the physical address of our business or site headquarters. Monitor third-party email marketing services for compliance, if one is used. Honor opt-out/unsubscribe requests quickly. Allow users to unsubscribe by using the link at the bottom of each email.  If at any time you would like to unsubscribe from receiving future emails, you can email us at Follow the instructions at the bottom of each email. and we will promptly remove you from ALL correspondence.  Contacting Us If there are any questions regarding this privacy policy, you may contact us using the information below.  Email: connect@shivendrabhatia.com Website: https://www.shivendrabhatia.com/about

What Data Do We Collect About you

Personal data means any information capable of identifying an individual. It does not include anonymised data. We may collect and process your personal data in a different ways:

Communication Data that includes any communication that you send to us whether that be through the contact form on our website, through email, text, social media messaging, social media posting or any other communication that you send us.

Customer Data that includes data relating to any purchases of goods and/or services such as your name, title, billing address, delivery address email address, phone number, contact details, purchase details and your card details.

User Data that includes data about how you use our website and any online services together with any data that you post for publication on our website or through other online services. This may include product, content, files, courses, quizzes, surveys or any other content you upload to or create on the Website.

Technical Data that includes data about your use of our website and online services such as your IP address, your login data, details about your browser, length of visit to pages on our website, page views and navigation paths, details about the number of times you use our website, time zone settings and other technology on the devices you use to access our website. The source of this data is from our analytics tracking system.

Marketing Data that includes data about your preferences in receiving marketing from us and our third parties and your communication preferences.

We may use Customer Data, User Data, Technical Data and Marketing Data to deliver relevant website content and advertisements to you (including Facebook adverts or other display advertisements) and to measure or understand the effectiveness of the advertising we serve you.

Other Information Collected

We may collect data about you by you providing the data directly to us (for example by filling in forms on our site or by sending us emails). We may automatically collect certain data from you as you use our website by using cookies and similar technologies. Please see our cookie policy for more details about this : Cookie Policy.

We may receive data from third parties such as analytics providers such as Google based outside the EU, advertising networks such as Facebook based outside the EU, such as search information providers such as Google based outside the EU, providers of technical, payment such as Stripe and Paypal and delivery services, such as data brokers or aggregators.

We may also receive data from publicly available sources such as European Commision EU VAT database.

Third parties or publicly available sources

We may receive personal data about you from various third parties and public sources as set out below. When a Third Party Service is enabled, we are authorized to connect and access Other Information made available to us in accordance with our agreement with the Third Party Provider. We do not, however, receive or store passwords for any of these Third Party Services when connecting them to the Services. Third party integrations may include

  • Zapier.com
  • MailChimp.com
  • Google.com
  • Facebook.com
  • Segment.io

Sensitive Data

We do not collect any Sensitive Data about you. Sensitive data refers to data that includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data. We do not collect any information about criminal convictions and offences.

Where we are required to collect personal data by law, or under the terms of the contract between us and you do not provide us with that data when requested, we may not be able to perform the contract (for example, to deliver goods or services to you). If you don't provide us with the requested data, we may have to cancel a product or service you have ordered but if we do, we will notify you at the time.

How we use your Personal Data

We will only use your personal data when legally permitted. The most common uses of your personal data are:

  • Where we need to perform the contract between us.
  • Where we need to process data in accordance with Customer's instructions.
  • Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.
  • Where we need to comply with a legal or regulatory obligation.

Generally, we do not rely on consent as a legal ground for processing your personal data, other than in relation to sending marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by contacting us using the contact us form on the Website or using the privacy settings in your profile.

Purpose and Legitimate Basis for processing your personal data

Set out below is a description of the ways we intend to use your personal data and the legal grounds on which we will process such data. We have also explained what our legitimate interests are where relevant.

We may process your personal data for more than one lawful ground, depending on the specific purpose for which we are using your data.

Communication Data : We process this data for the purposes of communicating with you, for record keeping and for the establishment, pursuance or defence of legal claims. Our lawful ground for this processing is our legitimate interests which in this case are to reply to communications sent to us, to keep records and to establish, pursue or defend legal claims.

Customer Data: We process this data to supply the goods and/or services you have purchased and to keep records of such transactions. Our lawful ground for this processing is the performance of a contract between you and us and/or taking steps at your request to enter into such a contract.

User Data:We process this data to operate our website and ensure relevant content is provided to you, to ensure the security of our website, to maintain back- ups of our website and/or databases and to enable publication and administration of our website, other online services and business. Our lawful ground for this processing is our legitimate interests which in this case are to enable us to properly administer our website and our business.

Technical Data: We process this data to analyse your use of our website and other online services, to administer and protect our business and website, to deliver relevant website content and advertisements to you and to understand the effectiveness of our advertising. Our lawful ground for this processing is our legitimate interests which in this case are to enable us to properly administer our website and our business and to grow our business and to decide our marketing strategy.

Marketing Data: We process this data to enable you to partake in our promotions such as competitions, prize draws and free giveaways, to deliver relevant website content and advertisements to you and measure or understand the effectiveness of this advertising. Our lawful ground for this processing is our legitimate interests which in this case are to study how customers use our products/services, to develop them, to grow our business and to decide our marketing strategy.

We may use Customer Data, User Data, Technical Data and Marketing Data to deliver relevant website content and advertisements to you (including Facebook adverts or other display advertisements) and to measure or understand the effectiveness of the advertising we serve you. Our lawful ground for this processing is legitimate interests which is to grow our business. We may also use such data to send other marketing communications to you. Our lawful ground for this processing is either consent or legitimate interests (namely to grow our business).

Marketing communications

Our lawful ground of processing your personal data to send you marketing communications is either your consent or our legitimate interests (namely to grow our business).

Under the Privacy and Electronic Communications Regulations(PECR), we may send you marketing communications from us if

you made a purchase or asked for information from us about our goods or services or you agreed to receive marketing communications and in each case you have not opted out of receiving such communications since.

Under these regulations, if you are a limited company, we may send you marketing emails without your consent. However you can still opt out of receiving marketing emails from us at any time.

Before we share your personal data with any third party for their own marketing purposes we will get your express consent.

You can ask us or third parties to stop sending you marketing messages at any time by logging into the website and checking or unchecking relevant boxes to adjust your marketing preferences or by following the opt-out links on any marketing message sent to you or by emailing us via the contact us form at any time.

If you opt out of receiving marketing communications this opt-out does not apply to personal data provided as a result of other transactions, such as purchases, warranty registrations etc

Disclosures of your Personal Data

We may have to share your personal data with the parties set out below:

Online Course platform provider Zenler.com who will be data processor of your data. We have entered into a data processing addendum with Zenler to process your data. Other companies in our group who provide IT and system administration services and undertake leadership reporting. Service providers who provide cloud infrastructure, video hosting, live video platforms, email provider, IT and system administration services.

  • - Amazon
  • - Sendgrid
  • - FileStack
  • - Vimeo
  • - Zoom

Professional advisers including lawyers, bankers, auditors and insurers who provide consultancy, banking, legal, insurance and accounting services. Government bodies that require us to report processing activities. require reporting of processing activities in certain circumstances. Third parties to whom we sell, transfer, or merge parts of our business or our assets.

We require all third parties to whom we transfer your data to respect the security of your personal data and to treat it in accordance with the law. We only allow such third parties to process your personal data for specified purposes and in accordance with our instructions.

International transfers

We share your personal data within our group of companies which involves transferring your data outside the European Economic Area (EEA).

Countries outside of the European Economic Area (EEA) do not always offer the same levels of protection to your personal data, so European law has prohibited transfers of personal data outside of the EEA unless the transfer meets certain criteria.

Many of our third parties service providers are based outside the European Economic Area (EEA) so their processing of your personal data will involve a transfer of data outside the EEA.

Whenever we transfer your personal data out of the EEA, we do our best to ensure a similar degree of security of data by ensuring at least one of the following safeguards is implemented:

Our Online course platform Zenler provider based in the UK is our data processor and we have entered into data processing agreement for the processor to protect your personal data. We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission; or Where we use certain service providers, we may use specific contracts or codes of conduct or certification mechanisms approved by the European Commission which give personal data the same protection it has in Europe; or Where we use providers based in the United States, we may transfer data to them if they are part of the EU-US Privacy Shield which requires them to provide similar protection to personal data shared between the Europe and the US. Where we use providers based in the United States (for example Amazon, Sendgrid) we may transfer data to them where we have signed data processing addendums for the provider to provide protection of data shared between the Europe and the US.

If none of the above safeguards is available, we may request your explicit consent to the specific transfer. You will have the right to withdraw this consent at any time.

Please email us at support@zenler.com if you want further information on the specific mechanism used by us when transferring your personal data out of the EEA.

Data Security

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know such data. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

When deciding what the correct time is to keep the data for we look at its amount, nature and sensitivity, potential risk of harm from unauthorized use or disclosure, the processing purposes, if these can be achieved by other means and legal requirements.

For tax purposes the law requires us to keep basic information about our customers (including Contact, Identity, Financial and Transaction Data) for six years after they stop being customers.

In some circumstances we may anonymize your personal data for research or statistical purposes in which case we may use this information indefinitely without further notice to you.

Your Legal Rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data. These include the right to:

  • Request access to your personal data.
  • Request correction of your personal data.
  • Request erasure of your personal data.
  • Object to processing of your personal data.
  • Request restriction of processing your personal data.
  • Request transfer of your personal data.
  • Right to withdraw consent.

You can see more about these rights at:

If you wish to exercise any of the rights set out above, please reach us via the contact us form on the Website.

You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.

We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

We try to respond to all legitimate requests within 30 days. Occasionally it may take us longer than 30 days if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

Third Party Links

We may include links to third-party websites, addons and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.

Cookies

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly. For more information about the cookies we use, please see Cookie Policy.

Age Limitations

By providing us with your data, you warrant to us that you are over 13 years of age.

How to contact us

You can contact Zenler at any time if you have any questions about this Privacy Policy or our practices, or if you are seeking to exercise any of your statutory rights.

You may contact us via the support/contact us form on the Website.

Data protection Authority

If you are not happy with any aspect of how we collect and use your data, you have the right to complain to the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We should be grateful if you would contact us by email on contact@shivendrabhatia.com first if you do have a complaint so that we can try to resolve it for you.

It is very important that the information we hold about you is accurate and up to date. Please let us know if at any time your personal information changes by emailing us via the support/contact us form OR update your profile in your account.